Ways to Stack dat Paper to the Ceiling

bookworm-anarchist:

Take every penny you can from the bastards.

1. Call your cable/internet/phone providers and ask for a discount. They took $10 off my internet bill just for asking.  AT&T typically has company discounts.  Mine is 24% just because of where I work.

2. Whenever you shop at Wal-Mart or some bullshit restaurant, complain to corporate about something. Don’t mention any names, times you were shopping, or complain about something a worker did (unless it was something really shitty).  Fruit has a brown spot?  Complain.  Don’t like how the fries taste?  Complain.  Complain and complain and get them coupons and/or gift cards.

3. Call your insurance providers and ask for a discount.  Look over your policy and trim and unneeded services.  If you have AAA or a towing service, then you probably don’t need towing on your policy.  If you won’t get a rental if your car is being worked on, then scratch that too.  When I called my provider, they said I was eligible for a bundled discount for having auto and life insurance.  I pointed out that I’ve had both for half a year, and they retroactively applied the discount!

4. Netflix accounts usually allow two devices.  Find somebody to share it with.  Family plans are cheaper than a bunch of individuals.

5. Be proactive about asking your landlord to do stuff.  Make sure they pay for a smoke alarm and CO2 alarm.  Ask them to fix anything that’s broken.  Don’t pay out of pocket if you don’t have to.  

6. If you do, do any additions or repairs to your apartment, ask your landlord to take it off the rent.  It’s usually best to ask before attempting anything major.

7. Install a programmable thermostat and lower heating/cooling when you’re asleep or typically out of your house.  This project can pay for itself in a couple of months.  

8. Weatherstrip doors and windows.  Leaks cost big.  You can use sticky weatherstripping foam that’s very DIY friendly.

9. Every medical bill you get, call the hospital and ask them to lower it.  Many are willing to negotiate or have funds available to cover lower-income peeps.

10. Scrutinize your bills.  When I was born, my Mom was charged with a bunch of medication she was never given.  Billing told her, “Oh we charge everybody for that.”  If you find a discrepancy, complain about it.  

11. Fight for what you’re legally entitled to.  Social Security, Veterans Benefits, insurance benefits, etc.  Don’t let yourself be dissuaded because of some dick nose clerk who thinks they understand the benefit systems.  For example, I applied for veterans disability and was originally given a much lower rating then I should have.  I appealed and won my case, which made a $300/month difference for me.  I’m still fighting to this day for other benefits owed, and I’m not giving up until I’ve exhausted all avenues of approach.  Consult an advocate or attorney if you need to.  Consultations are typically free.

Remember, THE WORST THEY CAN DO TO YOU IS SAY NO!

11 months ago / 50 
via: cultural-goldmanism
src: bookworm-anarchist
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