someone:  capitalism is a rational economic system
a bank:  hi i noticed you don't have any money in your account, so I'm going to charge you an additional $30 for not having any money
also a bank:  hi i noticed you had 30,000,000 moneys in your account, so let me give you 3,000 more moneys, okay? no special occasion really. just for having a lot of money
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(c)